Disclaimers and Sworn Statement Under Penalty of Perjury
By accessing this site, you attest to affirm, confirm and make this sworn statement under penalty of perjury that the following statements are true and correct, factual information: I affirm, under pains and penalties of perjury that I am not acting on behalf of any government, agency or bureau. I hereby affirm under the pains and penalty of perjury that I am not seeking information for purposes of conducting and/or facilitating a government investigation; that I am not an official, employee, informant and/or representative of, and/or otherwise associated, in a direct and/or indirect way, with any government agency. I am not a police agent or associated with any police agency, local, statewide, national or international, nor an informant or undercover agent of any security regulatory agency. I understand that any information gathered in violation of this affirmation shall be considered illegal and entrapment. I understand and agree that your company may refuse service to anyone for any reason whatsoever at any time and reserves all rights without prejudice. I understand that the information contained in this website ("Information") has been prepared in accordance with English law. I understand that the Information may not satisfy the laws of any other country and some or all of the products and services described herein may not be available to residents of some countries. I understand that the information is current at the date of publication but may be subject to change without notice.
The information contained on this site is for private use only and not for the general public and it is not intended to constitute any offer to sell or the invitation or solicitation of an offer to buy any product or service by any company described or referred to in this website or by any subsidiary, holding company or affiliate of such company (all such companies hereafter collectively referred to as the "Scotland Group" and individually as "members" of the Scotland Group) and must not be relied upon in connection with any investment decision. The information contained on this site should not in any way be considered or intended to be a solicitation of funds of any sort or any type of securities offering. The information presented is intended for your general knowledge and personal and private use only. The information presented on this website is not intended to constitute as being involved in "trade or business" of any kind.
By using or accessing any page published by the Scotland Group you agree to the terms and conditions described below. You may not use the Scotland Group or any page is published by the Scotland Group unless you agree to these terms and conditions. The Scotland Group may, without notice to any user, modify these terms and conditions at any time without notifying you or posting any notice that these changes have been implemented. These changes, however, will be effective immediately upon posting. By using the Scotland Group you agree to review this agreement prior to each use to insure that you will be aware of these modifications. If you continue to use the Scotland Group you will be deemed to have accepted the terms and conditions as modified.
No member of the Scotland Group (whether individually or collectively) gives any representation or warranty as to the accuracy, reliability, or completeness of the Information nor as to the appropriateness of the Information for any use which any recipient may choose to make of it and accepts no responsibility for updating any part of the Information or for correcting any material error or omission which may become apparent after Information has been displayed on this website. Except insofar as liability under any statute cannot be excluded, no member of the Scotland Group nor any of its and their directors, employees and consultants accept any liability (whether arising in contract, or tort, or negligence or otherwise) for any error, omission or misrepresentation in relation to the Information or for any loss, damage, cost or expense (whether direct, indirect, consequential or otherwise) suffered by the recipient of this Information or any other person as a result of any use of or reliance upon any Information or statement of any kind (including statements of fact or opinion) contained herein.
Hold Harmless
Users of the information agree to defend, indemnify, and hold any and all members of the Scotland Group, its officers, directors, agents, authors, suppliers, and employees harmless from any and all liability, loss, damages, claims, or causes of action, including reasonable legal fees and expenses that may be incurred by the Scotland Group including any and all of its information, arising out of or related to user's violation of this agreement or any other infraction, infringement, tort, or violation.
Waiver of Liability
Users of the information agree that neither the Scotland Group, nor its officers, directors, agents, authors, suppliers, and employees will be held liable by you under any theory of indemnity or liability in connection with your use of the information provided by the Scotland Group. You hereby release the Scotland Group, its officers, directors, agents, authors, suppliers, and employees from all liability and wave all claims for damages in connection with your use of the information.
Privacy
You acknowledge that any Information provided to the Scotland Group or any member of the Scotland Group in connection with the use of this site may be used by any member of the Scotland Group for its own purposes, and may be released by any member of the Scotland Group to third parties as reasonably required. This includes, but is not limited to, where any member of the Scotland Group is required to release Information as a result of law or regulatory order, or in connection with its or their own analysis.
Copyright and Trade mark protection
The copyright and all other rights in all of the material on this web site are owned by the member or members of the Scotland Group listed on the relevant web page or the material is included with the permission of the rights owner. You may copy material on this web site for your own private or domestic use only. All other copying is prohibited.
"Scotland", "Seven Arcs" and the "Seven Arcs" device are trade marks of members of the Scotland Group. Other company and brand names used in this web site are trade marks of members of the Scotland Group or of third party owners. Members of the Scotland Group do not give persons accessing this web site permission to use any trade mark used in the web site. Unauthorized use may constitute an infringement of the relevant owner's rights..
Terms of use
This web site is provided for your use "AS IS" without any warranties (whether express or implied) of any kind. As a result, no member of the Scotland Group accepts any ongoing obligation or responsibility in respect of any errors, omissions, interruptions or delays in service which may occur.
Applicable law
This website, including these legal notices, shall be governed by and construed in accordance with English law.
PRIVACY POLICY
Your privacy is very important to us. We want to make your experience on the Internet as enjoyable and rewarding as possible, and we want you to use the Internet's vast array of information, tools, and opportunities with complete confidence.
We have created this Privacy Policy to demonstrate our firm commitment to privacy and security. This Privacy Policy describes how our company collects information from all end users of our Internet services (the "Services")-those who access some of our Services but do not have accounts ("Visitors") as well as those who may purchase Products and/or pay a monthly service fee to subscribe to the Service ("Members")-what we do with the information we collect, and the choices Visitors and Members have concerning the collection and use of such information. We request that you read this Privacy Policy carefully.
Personal Information Our Company Collects and How It Is Used
Introduction. Our company collects information in different ways from Visitors and Members who access the various parts of our Services and the network of Web sites accessible through our Service. We use this information primarily to provide a customized experience as you use our Products and Services, and generally, do not share this information with third parties. However, we may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that such disclosure is required by law or other special cases described below.
Registration: Members may be asked to provide certain personal information when they sign up for our Products or Services including name, address, telephone number, billing information (such as a credit card number), and the type of personal computer being used to access the Services. The personal information collected from Members during the registration process is used to manage each Member's account (such as for billing purposes). This information is not shared with third parties, unless specifically stated otherwise or in special circumstances.
However, in instances where our company and a partner jointly promote our Services, we may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Services as a result of the joint promotion for the sole purpose of allowing us and the partner to assess the results of the promotion.
In this instance, personal information may not be used by the partner for any other purpose. We may also generate non-identifying and aggregate profiles from personal information Members provide during registration (such as the total number, but not the names, of Members). As explained in more detail below, we may use this aggregated and non-identifying information to sell advertisements that appear on the Services.
Our Company Partners and Sponsors: Some products and services may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide Visitors and Members some of these products and services, the partner may need to collect and maintain personal information. In these instances, you will be notified before any such data is collected or transferred and may decide not to use that particular service or feature.
Additionally, our partners may have advertisements or co-branded Web Pages that are cosponsored by an affiliate, independent contractor seller, or non-affiliated partner. Our company may share non-identifying and aggregate information (except as described above), but not personal information, with such partners in order to administer the co-branded products or services offered.
Online Shopping: At some Web sites, you can purchase products and services or register to receive materials, such as a newsletter, catalog or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient's name, address, and phone number. Our company has no control over the third parties' use of any personal information you provide when placing such an order. Please exercise care when doing so.
If you order services or products directly from our company we will use the personal information you provide only to process that order. We do not share this information with outside parties except to the extent necessary to complete that order.
Online Advertisements: Our company may display our online advertisements. In those cases we share aggregated and non-identifying information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this aggregated and non-identifying information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the aggregated and non-identifying information we have collected, we may then display or send the advertisement to the intended audience. Our company does not share personal information about its Visitors or Members with these advertisers or joint venture companies.
Responses to Email Inquiries: When Visitors or Members send email inquiries to our company, the return email address is used to answer the email inquiry we receive. Our company does not use the return email address for any other purpose and does not share the return email address with any third party.
Voluntary Customer Surveys: We may periodically conduct both business and individual customer surveys. We encourage our customers to participate in these surveys because they provide us with important information that helps us to improve the types of products and services we offer and how we provide them to you. Your personal information and responses will remain strictly confidential, even if the survey is conducted by a third party. Participation in our customer surveys is voluntary.
We may take the information we receive from individuals responding to our Customer Surveys and combine (or aggregate) it with the responses of other customers we may have, to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). We then use the aggregated information to improve the quality of our services to you, and to develop new services and products. This aggregated, non-personally identifying information may be shared with third parties.
Special Cases: It is our company's policy not to use or share the personal information about Visitors of Members in ways unrelated to the ones described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.
However, we may disclose personal information about Visitors or Members, or information regarding your use of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Services properly; or to protect our company and our Members.
"Cookies" and How Our Company Uses Them. A "cookie" is a small data file that can be placed on your hard drive when you visit certain Web sites. Our company may use cookies to collect, store, and sometimes track information for statistical purposes to improve the products and services we provide and to manage our telecommunications networks.
If you are a Visitor or Member we may use a cookie to save your settings and to provide customizable and personalized services. These cookies do not enable third parties to access any of your customer information. Additionally, be aware that if you visit other Web sites where you are prompted to log in or that are customizable, you may be required to accept cookies.
Advertisers and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility for information collected through them.
Our Company Commitment to Children's Privacy. Protecting children's privacy is especially important to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Public Forums: Please remember that any information you may disclose in any Member Directory, or other public areas of our Web sites or the Internet, becomes public information. You should exercise caution when deciding to disclose personal information in these public areas.
Our Company's Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.
Where to Direct Questions About Our Privacy Policy: If you have any questions about this Privacy Policy or the practices described herein, you may contact us through the contact information provided on this Web site.
Revisions to This Policy: Our company reserves the right to revise, amend, or modify this policy, our Terms Of Service agreement, and our other policies and agreements at any time and in any manner, by updating this posting.
The use of our information, products and services should be based on your own due diligence. You agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services. I hereby agree to all these terms stated on this page as per all the aforementioned agreements and I understand that this is a binding contract: Yes / No
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